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Company

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Workers' Compensation Insurance in Ventura County

Quick answer

Wellington Partners places workers' compensation for Ventura County employers โ€” Oxnard, Ventura, Thousand Oaks, Simi Valley, Camarillo, and the surrounding communities โ€” from our Woodland Hills office just over the county line. The county's mix of agriculture, construction, light manufacturing, and logistics includes some of California's most carefully underwritten class codes. We market your account across multiple carriers to find the right fit.

Last updated: July 2026 ยท Reviewed by Michael Kohanfars, Principal ยท Wellington Partners Insurance Services (CA Lic #0G89296)

An independent broker for Ventura County employers โ€” agriculture, contractors, manufacturing, and logistics.

Ventura County has an unusually broad employer base for its size โ€” large-scale agriculture on the Oxnard Plain, a substantial construction and trades sector, light manufacturing and biotech around Thousand Oaks and Camarillo, and logistics moving through Port Hueneme. Each occupies a different corner of the workers' comp market. Wellington Partners is based in Woodland Hills, just over the county line, and has placed California workers' comp since 2009. See our complete California guide for how coverage and pricing work.

Areas we serve

OxnardVenturaThousand OaksSimi ValleyCamarilloMoorparkNewbury ParkPort HuenemeSanta PaulaFillmoreOjaiWestlake Village

Ventura County industries

Seasonal payroll and the annual audit

Agricultural and construction employers often see large seasonal payroll swings, and because premium is ultimately based on actual audited payroll, estimates that drift from reality produce unwelcome audit bills. Two habits prevent most of that: reporting payroll accurately by classification throughout the year, and collecting subcontractor certificates of insurance so their payroll isn't added to yours.

Contractors: coverage is being phased in

California is extending mandatory workers' comp to all licensed contractors. Several trades โ€” including concrete (C-8) and HVAC (C-20) โ€” must already carry it even with no employees, and under SB 216 as amended by SB 1455 the requirement reaches every licensed contractor by January 1, 2028. Owner-operators typically satisfy this with a $0-payroll ghost policy.

Why an independent broker

We have no carrier quotas and no production targets โ€” we market your account to multiple California carriers and place the hard-to-place, including high-X-Mod accounts and prior lapses. If you're on State Fund, it's worth re-testing the private market.

Serving Ventura County from Woodland Hills. Call (818) 492-4355. Nearby: San Fernando Valley.

Frequently Asked Questions

Do you serve Ventura County businesses?

Yes. We're based in Woodland Hills, just over the county line, and place workers' comp for employers in Oxnard, Ventura, Thousand Oaks, Simi Valley, Camarillo, and throughout the county.

Do you write agricultural workers' comp?

Yes. Field labor, harvesting, packing, and cold storage each fall under distinct classifications, and seasonal payroll swings make accurate reporting and audit preparation especially important.

What is dual-wage and why does it matter for contractors?

Many California construction classes have two codes โ€” a lower-rated one for crews paid at or above an hourly wage threshold and a higher-rated one below it. Being rated on the wrong side is a common source of overpayment.

I'm a licensed contractor with no employees. Do I need coverage?

Increasingly, yes. Several trades already must carry it, and under SB 216 (as amended by SB 1455) the requirement extends to all licensed California contractors by January 1, 2028. A $0-payroll ghost policy satisfies it.

How do I get a quote?

Call (818) 492-4355 or send your current policy and loss runs. We'll market your account across multiple California carriers โ€” free, no obligation.

Get a free Ventura County workers' comp quote

Send us your current policy and payroll โ€” we'll verify your class codes, review your X-Mod, and market your account to multiple carriers, free.

Free market quoteNo obligationCA specialists since 2009
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